Dicas para planejar a vida financeira do corretor

22 dez, 2016 121 Comentários por








  •     

Corretores de imóveis precisam estar sempre em busca de se renovar e melhorar seu desempenho a fim de aumentar a produtividade e as vendas. Mas, para os profissionais que trabalham em imobiliárias e principalmente para os autônomos, é muito importante ter uma boa organização financeira para saber lidar bem tanto com períodos em que muitos negócios são fechados e as comissões são fartas quanto em épocas de vacas magras.

É possível que você conheça algum corretor que estava em um ótimo momento profissional e mesmo assim enfrentou problemas financeiros. Isso ocorre pela dificuldade de planejamento das finanças, essencial na vida do profissional que trabalha no mercado imobiliário, já que não é possível prever quando a próxima venda vai ser fechada.

Para evitar que as contas entrem no vermelho em 2017, veja algumas dicas que podem ajudar na disciplina e no planejamento das finanças.

POUPANÇA

O planejamento é a palavra chave para ficar bem tanto em tempos bons quanto nos ruins. Confira agora dicas sobre organização e planejamento financeiro.

SAIBA QUAIS SÃO SEUS GASTOS

Para o corretor de imóveis, é muito difícil ter o controle das suas receitas, já que as comissões podem variar bastante de um mês para o outro, mas é essencial saber quais são os seus gastos mensais. Para realizar o controle, é possível simplesmente fazer as próprias anotações ou utilizar aplicativos e sites de controle financeiro com recursos bastante completos.

Afinal, a rotina do profissional exige gastos tanto com transporte e alimentação, por exemplo, quanto com o investimento na própria carreira, como em ferramentas de marketing, na manutenção de um site ou em cursos.

NÃO GASTE TUDO O QUE RECEBE

Pode parecer evidente em uma profissão com remuneração variável, que é necessário poupar a fim de fazer um fundo reserva. Ou seja, como não é possível prever qual será a sua próxima renda, você não deve gastar toda a comissão recebida em um mês e ficar sem nenhum centavo para o próximo, torcendo para conseguir fechar novos negócios. Por isso, é importante entender que você não pode depender das próximas comissões para bancar suas despesas e aprender a poupar.

Ao fechar boas vendas, que ultrapassem a sua expectativa, procure separar uma boa fatia da comissão para investimento. Aos poucos, esta prática deve se tornar uma rotina. O mais importante é que o controle financeiro ajude no planejamento do seu futuro, sem se tornar um sacrifício.

Esta organização deve trazer mais tranquilidade para negociar imóveis. Afinal, a pressão causada pela falta de dinheiro para pagar as contas no fim do mês pode atrapalhar a relação com os clientes.

Carreira, Mercado Imobiliário

Sobre o autor

O aplicativo Homer é uma rede de parcerias gratuita que conecta milhares de corretores. Multiplique sua carteira de imóveis, venda mais rápido e se organize melhor através de parcerias a um clique de distância. No Homer, a comissão é sua e do seu parceiro.

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  121. Parcerias imobiliárias: a chance de começar bem 2017 says:

    […] como corretor de imóveis exige uma atualização constante sobre como anda o mercado imobiliário. Estar atento às […]

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